Get ready to take control of your business
SBA 7a Loan
Flexible Funding for a Wide Range of Business Needs
The SBA 7(a) loan is the most commonly used and highly versatile option, ideal for: Business Acquisitions, Partner Buyouts, Real Estate Purchases, and Refinancing Existing Debt
Program Highlights:
✅ Up to 100% bank financing (or higher)
✅ Fully amortized – no balloon payments
✅ Loan amounts up to $5 million
✅ Low Doc Express Loans up to $350,000
✅ Only 1 year of cash flow required (1.20x DSCR with interim statements)
✅ Available for startups, expansions, and projection-based deals
SBA 504 Loan
Ideal for Commercial Real Estate & Equipment Financing
The SBA 504 loan is designed for business owners looking to acquire or refinance fixed assets like commercial property and equipment.
Program Highlights:
✅ Low down payment (typically 10%) or low equity for refinance
✅ Fixed 25-year interest rates
✅ Among the lowest fixed rates available
✅ Loan amounts up to $15 million
✅ Refinance up to 90% loan-to-value (LTV)
✅ Access cash for business needs using your equity
USDA Business & Industry Program
Capital Solutions for Rural Businesses
The USDA B&I loan supports rural businesses by providing capital to grow, expand, or recover—especially when SBA funding isn’t an option.
Program Highlights:
✅ Supports job creation in rural communities
✅ Use for real estate, acquisitions, construction, repairs, equipment, and more
✅ Available in rural markets underserved by traditional banks
✅ Great option when SBA eligibility is used or unavailable
✅ Fixed and variable rate options available
Our Services
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New Acqusition
We are there for you as your business grows. Helping you plan.
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Refinance and Debt Consolidation
Let us talk you through the available options.
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New Construction
Construction gets more expensive every year. We’ll help you plan and prepare you for your future.
