Let our skilled team guide you to a well-crafted SBA.

SBA COMBINATION FINANCING

Unlock More Capital. Achieve Bigger Goals.

If your project exceeds the $5 million SBA 7(a) limit, our SBA Combination Financing may be the ideal solution. By pairing a conventional loan with an SBA 7(a) loan—and even a line of credit when needed—we create custom financing structures designed to meet complex business needs.

This flexible approach allows entrepreneurs to access up to $9 million in total capital, making it perfect for larger acquisitions and growth initiatives.

How It Works

SBA 7(a) Loan + Conventional Loan = More Capital & Flexibility

  • Total Financing: Up to $9 million

  • Amortization: 7–10 years

  • Rates: Competitive, bank-driven interest rates

  • Ideal For: Acquisitions of businesses with enterprise values between $7M–$10M (and potentially higher)

Loan Uses

Our combination loan structure can be used for a variety of strategic business purposes:

  • Business Acquisition

  • Expansion into new markets or operations

  • Partner Buyouts and succession planning

  • Larger working capital needs and growth initiatives

The Difference

 

Founded from former SBA Bankers for small businesses. We help business owners with working capital, expansion, acquisition, construction, equipment financing, real estate purchases, refinances, and more.

 

We also offer a full range of equipment financing and leasing, commercial solar financing, asset-based lending and more.

We see every new borrower or strategic lending relationship as a partnership, and we’re highly invested in our partners’ success.