Live SBA rate calculator
Real rates.No marketing math.
Model SBA 7(a), SBA 504, and commercial loans with interest rates pulled live from the Federal Reserve. Adjust any input — the amortization updates instantly.
Fetching live rates from FRED…
SBA 7(a) — Working capital, acquisitions, equipment, and real estate up to $5M.
Loading current rates…
For modeling only. Actual SBA rates and terms vary by lender, loan size, credit profile, and project specifics. SBA 7(a) is shown at Prime + spread per SBA caps; SBA 504 uses the Treasury-based debenture rate plus typical CDC fees. Rate data sourced from the Federal Reserve Economic Data (FRED) API.
Next step
Ready to talk through your actual deal?
The calculator gets you to a real number. Our team gets you to a real loan — program fit, packaging, and which lenders make sense.